Looking for the best auto insurance in Aguadilla? Get affordable full cover, liability, and “Seguro Obligatorio” tailored for Puerto Rico drivers. Get a free quote today!
Living in Aguadilla means navigating everything from the busy intersections of PR-2 to the scenic routes near Crash Boat Beach. You need an insurance partner who understands local driving conditions.
We offer a variety of plans to meet Puerto Rico law and your personal peace of mind
Full Cover Insurance: Total protection against accidents, theft, vandalism, and natural disasters (hurricanes/floods).
Public Liability (Responsabilidad Pública): Protects you against third-party damages that exceed the basic compulsory limits.
Compulsory Insurance (Seguro Obligatorio): Hassle-free renewal for your “marbete” with superior service.
Roadside Assistance: 24/7 help for towing, flat tires, and battery jumps anywhere in Aguadilla and surrounding towns like Moca and Isabela.
The Seguro Obligatorio is the minimum legal requirement to renew your marbete, but it only covers up to $4,500 in damages to the other party’s vehicle. It does not cover your own car or medical expenses. For most drivers in Aguadilla, we recommend a Public Liability or Full Cover policy to avoid high out-of-pocket costs after an accident.
Rates vary based on your driving record, the age of your vehicle, and your chosen coverage limits. However, because we work with multiple local carriers, we can often find basic liability policies for as low as a few hundred dollars a year. Residents near the coast may also want to consider Comprehensive Coverage to protect against flood or wind damage.
Yes! Our policies provide island-wide protection. Whether you are driving locally through Ramey or taking a road trip to the San Juan metro area, your coverage remains in effect throughout Puerto Rico.
Safety first! Ensure everyone is okay and move to a safe shoulder if possible.
Call the local police to file a report (required for most claims).
Take photos of the damage and the location.
Call our Aguadilla office or your 24/7 claims hotline immediately. We will guide you through the process of getting an adjuster to look at your vehicle.
Absolutely. We offer Multi-Car Discounts for households in Aguadilla with more than one vehicle. We also offer discounts for drivers with clean records, students with good grades, and vehicles equipped with anti-theft devices.
We make it easy! You can visit our office to get your insurance voucher before heading to the CESCO or a local inspection station. If you have a private policy with us, you simply present your insurance certificate during the renewal process to opt-out of the double-charge for the compulsory insurance.
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